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About Us

The right mortgage is the foundation of a well-designed financial plan targeted at increasing your net worth. That’s our belief, and each member of our team has the experience and the commitment to develop the mortgage plan you need to reach your financial goals.

Our approach is highly customized and it includes a broad range of options for:
•First-time home buyers
•Self-employed individuals
•Individuals looking for a real estate investment opportunity
•People with bruised credit
•Those interested in a long (or short) amortization period, or a zero-down option

A home is probably the most significant investment you will ever make – and we know that you also have other financial obligations and goals. With ongoing education seminars, we teach you how to use your investment to its maximum potential.
‍Contact our office today to speak to one of our associates,or to request a brochure that outlines our full range of services. Financial independence starts with homeownership. Let us help you get there!

Ranjit Dhaliwal arrived in Canada at age 11 and has seen first-hand how difficult it is to succeed financially without the right advice and strategic counsel. These events inspired him to choose a career that would allow him to help other immigrant families find prosperity in their adopted country. Ranjit set the goal to measurably increase his client's net worth through specific wealth-building strategies and, of course, to help them find the best mortgage solution to fit their needs. What better way to achieve that goal than by assisting clients to buy their own homes?

Why Use a Broker?

Here's Why...

Training

Mortgage brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs.

Knowledge

Mortgage brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.

Variety

Mortgage brokers represent you, the customer, not the lender. They are not employees of a lending institution, therefore, brokers are not limited in the product they can offer you. Brokers seek out the best lender package to suit your specific situation, whether it’s with a Chartered Bank, Trust or Insurance Company, or Private Funds.

Up-to-Date

These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution's portfolio in a particular type of mortgage. Your Mortgage Broker keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Brokers are among the best available at the time of placement.

Time

There is a wide assortment of options and features available to homebuyers today. Shopping around takes a lot of time and effort. The mortgage process within today's very competitive marketplace intimidates many Canadian homebuyers. It pays to work with a mortgage professional who will represent you and ensure the mortgage you get is the one best suited to your needs.

Lower Rates

Interest rates are a concern to borrowers. Due to their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.

Increase your net worth by leveraging a mortgage, you deserve financial freedom.

If you're self-employed we can help you get a mortgage. If your credit score is bruised we can help you get a mortgage. Want to invest in a rental property? We can show you how. We can teach you how to use the equity you have in your existing home to build your wealth. We also offer private and commercial mortgages, and you can invest in mortgages through us and earn 8% paid monthly.

The deal of the century comes around every week. What are you waiting for?

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